consulenze

OPERAZIONE                   CLASSE IMPORTO         TEGM            SOGLIA TASSO USURAIO

apertura credito in c/c    fino a € 5.000,00           11,79%                  17,685%

                                       oltre  € 5.000,00            8,62%                   12,93%

-------------------------------------------------------------------------------------------------

anticipi, sconti comm.li    fino a € 5.000,00           6,48%                     9,720%

altri finanziamenti ad      oltre € 5.000,00            5,65%                     8,475%

imprese effettuati da

banche

------------------------------------------------------------------------------------------------

factoring                         fino a € 5.000,00             6,52%                      9,780%

                                       oltre € 5.000,00              5,46%                       8,190%

-------------------------------------------------------------------------------------------------

crediti personali e  altri                                           9,03%                      13,545%

a famiglie effettuati da banche

-------------------------------------------------------------------------------------------------

anticipi, sconti comm.li,  fino a € 5.000,00             14,08%                     21,120%

crediti personali e altri   oltre € 5.000,00              10,58%                     15,870%

finanziamenti effettuati da intermediari non bancari

-------------------------------------------------------------------------------------------------

leasing                         fino a € 5.000,00               12,10%                     18,150%

                                    fino a € 25.000,00              8,55%                       12,825%

                                    fino a € 50.000,00              7,45%                       11,175%

                                    oltre € 50.000,00               6,28%                         9,420%

-------------------------------------------------------------------------------------------------

credito acquisto           fino a € 5.000,00                15,75%                     23,625%

rateale e revolving      oltre € 5.000,00                    9,70%                     14,550%

-------------------------------------------------------------------------------------------------

mutui                           tasso fisso                            4,42%                       6,630%

                                    tasso variabile                      4,58%                        6,870%

-------------------------------------------------------------------------------------------------

prestiti cessione          fino a € 5.000,00                  12,97%                    19,455%

del V dello stipendio    oltre € 5.000,00                     8,97%                     13,455%