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The economy today is unstable. Even with interest rates near historic lows, government incentives to purchase a new home and builder perks added to make you want to buy now, many people are simply deciding to stay put until economic conditions start to stabilize.

Not a bad idea.

However this doesn't mean you have to settle for a living space that seems old and tired. Consider refreshing a room or two in your home to give it that new, up-to-date feeling and then stay awhile.

Try starting with these five easy ideas:

Add some new paint. This seems simple enough but so many people tend to overlook the benefits that a new coat of paint will offer a living space. Just adding a fresh coat of the same color will do wonders. If you feel really adventurous, try a new color. But be sure it fits the general tone throughout the rest of the room and even adjacent living areas. If your room is one tone, paint the ceiling white, paint the trim, and think about a decorative faux texture. The list of options is endless but paint really does make a difference. It also leaves behind a great refreshing smell.

Rearrange the furniture. This just requires a little vision and some muscle to get everything in place. The best part is that nothing is permanent so go ahead and try a few different ideas out. Try putting the bed against a different wall, add a chair in the corner of the room or remove a bulky table to open up some much needed space. Get creative and you will be surprised what a difference the furniture placement can make, especially if you have never мейд a change since the movers set it down the day you settled into your home way back when.

Consider a linen update. If you have throw pillows on a couch or chair, change the fabric. Add a new bed spread or try new colorful towels in the bathroom. Changing the colors and prints of the fabrics you use throughout your house is not very expensive and can make a huge difference in the look and feel of a room- not to mention if it compliments that new paint color you just added!

Do something new with your lighting. Proper lighting in your room is another simple fix that can have a considerable impact, especially if you have not had enough lighting in the past. Add a lamp, swap out brighter bulbs or even dimmer ones, depending on the goal of the room. Make a modest investment in your overhead lighting, especially if current light fixtures are obviously out of date. Lighting will make a big difference and is not very expensive to change or add.

Do not forget some artwork. Wall art and even surrounding decor is the finishing touch. Be sure to consider the placement carefully. One small picture hung on a large, empty wall will make a room feel awkward. Try grouping your decorations in series of threes. For example, put a large family photo in a nice frame near a wall corner, add a lamp that does not block the image but accentuates it and then consider a small bouquet of flowers nearby to pull it all together.

Any of these ideas are budget-friendly and easy to do on a Saturday afternoon. If you do encounter a project or two that will require some extra money, consider a . With current rates as low as they are, perhaps this is a great way to take advantage of the equity in your home without having to put it up for sale.

You can find more tips, resources and even recommended lenders for all types of consumer loans at .

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