Mese: novembre 2022

Mandatory Employee Benefits in Ireland

Personal retirement savings account (PRSA)

All companies, which either do not offer an occupational pension scheme or where employees must wait longer than six months to join the occupational Irish pension scheme, must offer access to a PRSA.

There are no mandatory contributions by the employer, just access to a PRSA. It is up to the employee whether they join the PRSA or not. Access must be provided within six months of the employee starting employment.

Non-Mandatory Employee Benefits in Ireland

Most common non-mandatory benefits in Ireland. As most of them are benefits in kind, they are subject to income tax, which employees need to pay. According to tax regulations, employees are exempted from paying tax on one-off benefits in kind of up to €500 per year.

Cycle-to-work scheme

This is a government initiative that allows employers to sign up to a provider that offers employees an opportunity to purchase bikes and accessories utilising their gross income and hence saving on tax, PRSI and USC costs.

Employee assistance programme (EAP)

This is a confidential counselling programme and information service that is available to all employees and their families.

Employer pension contribution

Contributing to pension schemes at independent funds is becoming more common for both employers and employees. If a pension workplace scheme is approved under the relevant legislation, it may benefit from various tax concessions, subject to certain limits. In the upcoming years, Ireland will be rolling the possibility of auto-enrolment into pension funds.

Private Healthcare

All residents in Ireland are entitled to receive health care through the public health care system (Health Service Executive), funded by general taxation. However, many employers still offer their employees private health insurance. Since benefits in kind are taxable, they should be taken into consideration when calculating an employee’s net take-home pay.

Life Assurance

Some employers offer employees life insurance after the probation period. This also represents a taxable benefit in kind.

Income Protection

Income protection provides a replacement income if an employee is unable to work due to an illness or injury. Employers commonly offer this benefit in Ireland.

Paid Maternity, Paternity and Adoption Leave

Employees are not guaranteed pay during their maternity, paternity and adoption leave, although they may qualify for benefits from the Department of Social Protection.

Many employers provide for some level of compensation during that time. In addition, many employers offer extra time off on top of the statutory limit.

Gym Membership

In some companies, a gym membership is provided as an employee benefit.

Dental and Vision Plan

Some private healthcare packages include dental and vision benefits.

Extra Holidays

Some companies give employees 4-8 extra days off free or offer the ability to purchase additional days.

Stock Options

The complexities of issuing options to employees in Ireland are intricate and subject to tax. Regulations are still in a grey area. For more information, get in touch with us directly.

Work Flexibility

Some companies offer compressed working weeks during the summer months, earlier finish on Fridays, flexible working hours and work from home options.

Training and Development Courses

Many companies offer training opportunities for their employees, whether that is through external providers or in-house. As long as the training directly links with the job a person is doing or what the business does, and helps facilitate work that is needed in the company, employees are exempt from paying tax on them. Another contribution related to training is tuition reimbursement.

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Besi beton adalah baja tulangan berpenampang bulat. Jenis besi beton bisa dibedakan berdasarkan fisiknya, meliputi besi beton polos dan besi beton ulir. Besi beton polos (re-bar atau reinforced bar) merupakan baja tulangan yang memiliki permukaan yang rata atau tidak bersirip. Sedangkan besi beton ulir (deformed bar) merupakan baja tulangan yang memiliki bentuk fisik bersirip melintang dengan permukaan yang bercorak spiral.

 

Besi beton adalah salah satu material pembentuk beton berstruktur. Besi beton juga merupakan salah satu material besi yang paling banyak digunakan dalam industri, terutama konstruksi. Ukuran besi beton polos memiliki diameter mulai dari 6 mm hingga 25 mm. Sedangkan ukuran besi beton ulir berkisar antara 10 mm hingga 32 mm. Panjang besi beton dipasaran memiliki standar 12 meter. Meski memiliki panjang 12 meter, besi beton sering dijual dalam bendel yang ditekuk menjadi 2 sehingga memudahkan pengiriman barang.

 

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The Story of Pentecostal Life Church: We are a growing, Bible-Believing Church in Schertz, Texas. Schertz is one of the most desirable suburbs of San Antonio.

God began dealing with the the Slayter family to launch a brand new church for quite some time. In September of 2013, the Slayter’s drove through Schertz for the first time and felting a drawing. After much prayer the Slayter’s revisited Schertz to pray and further seek the Lord on starting a brand new church in the area. March 2014, Pastor Joel and Amy Slayter together with their children moved to the San Antonio Area to launch the new church. While there have been challenges along the way, God made it possible for the work to begin. Our first service was held on April 6, 2014. Pentecostal Life Church was born!

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Choosing the best real estate licensing school shouldn’t be hard, but there are countless real estate schools available to choose from. How do you know you’re getting the right education you need to pass the exam? Is the curriculum up-to-date? How can you check if the real estate school is accredited? These are just some of the questions that might be running through your mind as you begin your search.

After walking through this checklist, you’ll be able to make a confident decision in choosing the real estate school that’s best for you so you can start the process of becoming a real estate agent.

8 step checklist to find the best real estate school in your state:

1. Search for reviews and ask for recommendations. The first step to getting into real estate is to look online to find out what former students have to say about the program and their experience. Reach out to family and friends who have earned their real estate license to see if they have any school recommendations.

2. Confirm the real estate school is approved by the state’s real estate division. Licensing happens at the state level, and real estate schools must meet the state’s educational requirements.

3. Research the real estate school’s pass rate. This can give you a good idea of how thorough the education is at a certain school. The course completion rates are also a good indication of the student support provided at the real estate school.

4. Talk to an administrator and ask about the school’s learning methodology. Generate a list of questions about the course. What sort of learning practices and teaching methodologies does the real estate school use? If you can’t reach a real person and can only reach an automated message, this might suggest that you wouldn’t receive adequate student support during your program.

5. Make sure the real estate classes are taught by licensed agents and brokers. The real estate classes at your chosen school should be taught by licensed real estate agents and brokers. Your teachers should not only know the subject matter thoroughly but should also be able to speak to real-world experiences.

6. Inquire about the class format. Be sure to consider whether the real estate classes are online or in-person. The type of learner you are can determine whether online or in-person real estate classes would be better for you, and ultimately make a difference in your success on the exam. Also, take into consideration your availability. If you need more flexibility and less structure, an online program might be best for you so you can work through your classes and coursework at your own pace.

7. Compare prices and payment plans. Once you’ve narrowed your selection to just 2 or 3 schools, begin comparing prices and payment plans. If one school has a much higher or much lower pricing than the others, this should be a red flag. If you’re planning to pay via a payment plan, be sure to double-check if they charge any extra fees for this service.

8. Choose the best school in your state. Pick a real estate school that meets your criteria and checks all the above boxes. Don’t know where to start? Find most popular mississippi real estate school.

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