consulenze

TASSI USURA

OPERAZIONE                   CLASSE IMPORTO         TEGM            SOGLIA TASSO USURAIO

apertura credito in c/c    fino a € 5.000,00           12,27%                  18,405%

                                       oltre  € 5.000,00            9,12%                   13,680%

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anticipi, sconti comm.li    fino a € 5.000,00           6,89%                   10,335%

altri finanziamenti ad      oltre € 5.000,00            6,22%                     9,330%

imprese effettuati da

banche

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factoring                         fino a € 5.000,00             7,01%                     10,515%

                                       oltre € 5.000,00              6,28%                       9,420%

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crediti personali e  altri                                           9,93%                      14,895%

a famiglie effettuati da banche

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anticipi, sconti comm.li,  fino a € 5.000,00             14,69%                     22,035%

crediti personali e altri   oltre € 5.000,00              11,10%                     16,650%

finanziamenti effettuati da intermediari non bancari

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leasing                         fino a € 5.000,00               12,34%                     18,510%

                                    fino a € 25.000,00              9,07%                       13,605%

                                    fino a € 50.000,00              8,01%                       12,015%

                                    oltre € 50.000,00            6,82%                       10,230%

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credito acquisto           fino a € 5.000,00                16,29%                     24,435%

rateale e revolving      oltre € 5.000,00                  10,13%                     15,195%

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mutui                           tasso fisso                            5,39%                       8,085%

                                    tasso variabile                      5,45%                     8,175%

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prestiti cessione          fino a € 5.000,00                  13,33%                    19,995%

del V dello stipendio    oltre € 5.000,00                     9,52%                     14,280%