If you are working in an organized company, then it is essential to know that there are certain legal rights for the employees right, from remuneration to compensation. Suppose you are working in the company and there is an unfortunate accident that leads to some severe injuries; then, in this case, you will have certain legal rights to cover the compensation.
However, there are various types of injuries, and not all injuries are applicable for compensation, so you must be aware of this fact. Therefore, in this article, we will understand what are various types of injuries that are covered under workers’ compensation. You can consult experienced lawyers from law firms for this matter, such as injured workers law firm, who can help you effectively deal with the compensation issues.
Which Injuries are Covered Under Workers’ Compensation?
Various types of injuries are covered under worker’s compensation, and according to multiple reports, some of the critical injuries are as follows:
- Muscle sprains, tears, and strains
- Cuts, punctures, and lacerations
- Bone fractures,
- Repetitive strain or stress, such as carpal tunnel, back pain, and tendonitis
- Slips, falls, and trips.
- It also includes some other fatal injuries such as electrocution, falls, getting crushed between two objects, or being stuck by equipment.
So, these are some of the critical injuries that you must know that are covered under worker’s compensation. However, some injuries are not covered under compensation. So, we must know about these injuries, too.
What Injuries are Not Covered Under Workers’ Compensation?
Not every type of injury is covered under compensation. If there are circumstances in which the employee has caused the injury due to their fault, then it will not be covered under compensation. Some of the significant circumstances are as follows:
- If an intoxicated employee causes an accident under the influence of drugs.
- Self-inflicted injury. For instance, when a person starts to fight with co-workers and faces an injury.
- Injury due to involvement in any unlawful activities.
- Timing is critical in this case, and if the employee were not under the company working hours, then the injury would not be covered under compensation.
- The employee disregards the safety and security rules of the company policy.
- One party inflicted harm on another person. Thus, all these activities will not cover any compensation for the employees because they involve the employee’s fault.
If you have been in any injury situation at your workplace, you must have an idea about which injury you have and whether the compensation is applicable or not.